That’s great, Marc! Every country is a bit different, but I would caution you to make sure that you’re getting everything you need out of that insurance – specifically coverage for major accidents and repatriation. This is what my UK friend faced – his insurance didn’t cover the high costs to repatriate him for all the health care he needed in the UK and wouldn’t cover what was needed in China. So he and his family were stuck with a MASSIVE medical bill before they would release him (they had to pay out of pocket for these expenses and the repatriation).

watch out for the fine print, for example per item tech coverage, buy the extra per item cover. for example a camera and lenses and tripod and all associated camera gear are considered one item with a single per item limit, say $3000, even though you may have 2 lenses that cost $3000 each and a camera that cost $3000, total value $9000 you will only get $3000.
there are so many exclusions for your stuff that making a calim is really complicated, requires often extremely hard to obtain local authorities documentation etc.

that said, the medical side is really where its at. That is where you should focus. Honestly lose your stuf you are probably out of luck. Need to be medi-vacked or spend a few days in hospital, thank god for the coverage and just as importantly the assistance. so make sure you are covered for the crazy stuff you like to do. I have claimed for medical with nomads and it was pretty easy.
(although i was surprised to see that ‘terrorist event” is not covered so wandering the streets of london and a bomb goes off, tough. that i think is a bit rude. wandering the streets of london seems a pretty standard tourist activity!
trip interruption can be tricky, lots of paperwork to get from an offending airline when you are frantically trying to rebook but still you can probably pull it off. especially get admission in writing of why your carrier left you stuck.
this really is a case where you should read the fine print, don’t just click ok liek we all usually do. often there are exclusions that would make you choose the cheaper plan because the way in which you are actually likely to lose your gear for instance wont be covered. or their are as mentioned in the article, additions you really should purchase because of activities or special gear specific to your trip.